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Category Archives: Tips & Warnings

Why Financial Literacy Is Not Enough

This post was sponsored, and paid for, by SunTrust.  All opinions are my own. When I started back to college after a four-year-break, I struggled. I could understand the literature and topics but my grades were not doing well. On my mid-term report card I was averaging a C across the board. After seeing my

3 Easy Ways to Avoid Solicitors and Impulse Purchases

Solicitors often convince us to buy things we don’t really need, want, and/or items we often haven’t budgeted for. They are extremely effective, very convincing, and are usually hard to say no to—or don’t like to take ‘no’ for an answer. The very best way to avoid being solicited and impulsive purchasing is just avoid soliciting and

Why You Should Have an Estate Plan for Those You May Leave Behind

Financial guru, Dave Ramsey, notes that the mortality rate for human beings is 100%. Death is what you might call an “unavoidable” inevitability. But thankfully, because we know our ultimate fate, we can plan for it and avoid problems that otherwise result from it. Often loved ones are left with a lot to handle: sadness,

An Innovative New Way to Purchase Items Online & Build Credit Without Using a Credit Card

This is a sponsored conversation written by me on behalf of Affirm, Inc. The opinions and text are all mine. With credit card debt reaching historical highs, some debt experts are encouraging consumers to ditch the credit cards and just use cash. Credit card debt can be a vicious thing. Interest rates often run very high and

How To Tackle ‘Debt Stress’: 5 Top Tips

Having out-of-control debt is a source of major stress and worry for many. Debt can start small and manageable, but often continues to escalate if not handled properly. Dealing properly with debt stress is important. Try the following: 1. Assess the scale of your debts. Part of the problem for many is not knowing precisely the extent

Advice from My Mom: Practical Ways to Teach Your Children to Control Money

My mother has always been a great example of fiscal responsibility. She would often say, “Anita, control your money, don’t allow it to control you.” It reminds me a lot of the famous quote penned by P.T. Barnum, “Money is a terrible master, but an excellent servant.” My mom taught me by example this principle

How Our Income Property Helped Us Overcome 3 Major Obstacles

I am a firm believer in leveraging the property you own (if at all possible or needed) to help pay for bills, the mortgage, get out of debt, create a nice savings, and secure a solid retirement. As you can imagine, one of my favorite shows is DIY Network’s Income Property. I’ve watched a ton of episodes

Home Fire Proof Safes: Why Have Them & What to Put In Them

Accidents happen. I’ve known some people whose homes have been completely burned or ruined by natural disasters. Other people I know have suddenly lost the bread-winner or financial leader of the family. These unfortunate incidents although rare, do happen at random. It really is a wise thing to prepare in case such incidents do occur

How to Host a Successful Garage/Yard Sale

I have had two very successful garage sales in the past four years. We had one after our home renovation 2 years ago and sold a ton of extra home renovation supplies, decor, and things we no longer needed. The garage sale that we just held had items that we’ve accumulated the last 2 years,

Featured in Woman’s Day Magazine September 2015

I was honored to be contacted a few months ago and asked to provide Woman’s Day magazine with a unique tip on how I save hundreds—even thousands on family expenses. The following is the tip I gave. An excerpt was featured in the September 2015 edition. Always ask for a discount on medical, dental, hospital, and

11 Tips and Tricks Every eBay Buyer Should Know About

This is a sponsored post written by me on behalf of Liberty Mutual Insurance . All opinions are 100% mine. eBay is full of amazing and great deals. Buying on eBay.com has saved me a lot of money. There are many tips and tricks to maximize your hard-earned money when buying on eBay. Below are 11

How to Protect Your Loved Ones from Market Corrections and Economic Downturns

Market corrections have historically occurred about every 6-8 years in America, the last being in 2008-2009, and before that 2002. Some have been much worse than others. But the last two (in the past 15 years) experienced over a 40% drop. Many investors and economists say that we are at a place where a market correction could

Financial Advice Featured on Bankrate and Yahoo! Finance

I was so excited to be featured on Bankrate and Yahoo! Finance this last week. I wanted to share the article with you because it is full of awesome money advice from others as well. You can find it here on Bankrate  and here on Yahoo! Finance I go into much more detail about what

To Those Who Are Always Wanting to Buy More

Growing up I read a kid’s book called, “When You Give a Mouse a Cookie”. In it a mouse asks its owner for a cookie. The owner complied. Then the mouse wanted a glass of milk to accompany the cookie. Next, he wants a napkin. That doesn’t sound too ridiculous yet now does it? But

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