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Tag Archives: credit

An Innovative New Way to Purchase Items Online & Build Credit Without Using a Credit Card

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This is a sponsored conversation written by me on behalf of Affirm, Inc. The opinions and text are all mine. With credit card debt reaching historical highs, some debt experts are encouraging consumers to ditch the credit cards and just use cash. Credit card debt can be a vicious thing. Interest rates often run very high and

Helpful Ways to Protect Yourself Against Credit Card Fraud

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This is a sponsored post written by me on behalf of Chase for IZEA. All opinions are 100% mine. Credit card fraud seems like it is rampant these days. It is wise to protect yourself from fraud in any way you can. I’ve had quite a few fraudulent charges on my cards throughout the years.

The Pros and Cons of Refinancing

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There are many unique situations when people begin to think about refinancing. My first piece of advice is this: Never make any decision before you have spent plenty of time studying, researching, calculating and recalculating the numbers. Don’t just trust what the brokers say (although some may have your best interest in mind); it’s not

Credit Cards- When to Use Them and When to Absolutely Not Use Them

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Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards,

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