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Financial Illiteracy—Why It’s a Problem and How to Avoid it

“Financial illiteracy is not unique to any one population. It affects everyone; men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends on it.”—President’s Advisory Council. Below you will find tips and links to resources

Estate Planning for Blended Families

I have two kids from a previous marriage and my husband has four from his. As we have become a blended family, the need to draft a will has become too difficult to do on our own. So, I reached out to a friend who is a lawyer and specializes in estate planning. I’ve asked him a

15 Ways to Save Hundreds and Get Free Food At Kroger

This post is sponsored by U.S. BANK and Kroger. I love to shop at Smith’s Food and Drug Store aka Kroger. There are many reasons why I love to grocery shop at Smith’s, but the main one is that the savings opportunities are awesome! There are so many ways to save and many opportunities to

9 Easy Ways to Teach and Practice Praying with Your Children

Growing up I really loved how my parents included us in prayers and taught us how to pray. It taught me gratitude (we always said thanks for what we had), it taught me humility (to ask for help and strength), and most importantly, it taught me that I was never alone (I knew there was

How to Organize a Garage + Cricut Giveaway

I’ve done my best to keep my garage organized, but with very little storage, it has been difficult. I’d often not know where to put something in the garage and instead just find a place for it in my house. As a result, my home was more cluttered than I wanted it to be. I

The Best Money-making Survey Sites That Are Trust Worthy

Many people have a little extra time when they are at home watching TV, in the car waiting for kids to get out of school, or during breaks at work, and some people are looking for a new hobby or way to make money from home. If you have extra time and want an extra few hundred

How to Make Banana Pancakes out of Pancake Mix

Jack Johnson is a favorite musician of mine. He sings a song called “Banana Pancakes.” A verse of the song goes, “But, baby, you hardly even notice When I try to show you this Song is meant to keep you From doing what you’re supposed to. Waking up too early Maybe we can sleep in

How to Make Glitter Vases

I helped throw a bridal shower last week and had so much fun! The bride-to-be had gold, blush, cream, and emerald as her colors. Beautiful together! My mom bought some flowers, and I made the glitter vases. They are super easy to make and turned out quite cute. 1- Take a foam brush and apply modge

3 Easy Steps to Cleaning a Genuine Sheepskin Rug

When I was a little girl my grandparents brought our family back a large sheepskin rug from their religious mission to Australia. Since then, I have had a love for the genuine fur. My siblings and I would lay on the rug as we watched TV. We’d put a blanket on top and sleep on it. We’d roll each

How to Gift the Twelve Days of Christmas to a Recipient

When I was maybe six or seven, I remember my great grandfather saying that he had had the 12 Days of Christmas gifted to him anonymously. He spoke fondly of receiving a gift each day and trying to find out who the giver was (which he never did do). I was so grateful that someone

How to Make a Fondant Cake For Beginners

I’ve never used fondant until last week. And to be honest I have always been a little scared to try it. But I decided to give it a whirl when I was out shopping for my daughter’s first birthday and I found this multi pack of different colors of fondant on sale. It wasn’t nearly as

How to Save Money on Gift Giving

Holidays and gift giving can be very expensive but they don’t have to break the bank. Here are some of the things I do in order to save over 50% on gifts each and every year. 1- Draw names. This is the single most beneficial way of slashing a ginormous-gift-giving-bill. Just draw names in the

11 Inexpensive Quality Home Decor DIY Projects

You don’t have to spend a fortune decorating your home beautifully. Below is proof of this! Check out these amazing ideas of how you can create quality home decor items inexpensively. 1.   Frame Fabric– This is such a gorgeous idea. I have a bunch of frames I picked up at a yard sale. Now I

How to Make Money on Fiverr

  Today, Adrian, a friend of mine will be doing an interview on how she successfully makes money on Fiverr each month—doing things she likes and chooses to do! It’s an impressive story. Note- although 95% of the mothers interviewed in this series are stay-at-home moms, Adrian works a day job. I am making an exception and

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