This is a sponsored conversation written by me on behalf of Varo. The opinions and text are all mine. Why do we sometimes pay for things when a similar product is free? Why would we buy an item if we could buy the equivalent for significantly less? Perhaps convenience, perhaps we think we are getting …
Credit cards
Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards, …


