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Going back to school is such a fun time of year for most children. I remember while growing up I looked forward to going back to school with great excitement. A few of the events I enjoyed were getting to know new teachers, having more opportunities available to me, buying new clothes, and switching to a more …

Read More about Back-to-School Lunches, Gifts, and Transitioning Tips

  There are many unique situations when people begin to think about refinancing. My first piece of advice is this: Never make any decision before you have spent plenty of time studying, researching, calculating and recalculating the numbers. Don’t just trust what the brokers say (although some may have your best interest in mind); it’s …

Read More about The Pros and Cons of Refinancing
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