The Credit Game

You may be wondering if velocity banking is a good idea. The short answer is: no. Why not? To understand whether or not Velocity banking is a good idea, you must look at the numbers and do the math. When I did the math, it did not add up, and as we all know, numbers, …

For financial peace of mind it is important to get out of consumer debt. Here are 5 steps that will get you out of debt and save you a lot of money in the process.

Karen coauthor of our financial book writes, “Did you know that many people are paying a monthly payment of anywhere between $50 – $400+ per month for insurance that doesn’t even benefit them? Yep, it’s called private mortgage insurance or PMI. This insurance benefits your lending institution if you default on your loan. If you …

A credit report is a must-have for buying a vehicle, a home, and any large purchases with a loan. Often you also have to have a credit score to rent an apartment, turn on utilities, get approved for a credit card, and sometimes even to get insurance or be hired.  Having a good credit score …

Today’s challenge is part of a three-day/three-challenge series (Challenges #7-#9). If you haven’t done Challenge #7 yet, please do it along with this one. Challenge #8- Today you are going on a ‘treasure hunt’ of sorts through your financial records. You will take your statements for at least the last two months (preferably 6) and review …

I worked on a customer support team at a company that charged monthly memberships for their services and products. I would get calls all the time from people asking me to reverse multiple charges, often admitting that they had forgotten about the membership and hadn’t checked their statements for months. Most of the time I …

Today’s task may take a little more time than the last two, but it may save you thousands! Many people know how much they owe in debt including credit, vehicle, mortgage, etc. but hardly anyone calculates their real debt figure. The number of debt owed plus the amount of interest paid over the life of …

Thank you for Subscribing! Here is your 31 Step Financial Fitness Boot Camp Course… Recently, I read the staggering statistic that the total revolving consumer credit debt in America reached $1.027 trillion in March of 2018. [Source: the Federal Reserve]. Further, a recent survey done by Bankrate yielded the information that 47 million Americans have …

This is a sponsored conversation written by me on behalf of Varo. The opinions and text are all mine. Why do we sometimes pay for things when a similar product is free? Why would we buy an item if we could buy the equivalent for significantly less? Perhaps convenience, perhaps we think we are getting …

Originally written July 2018 about a difficult time in my life. I am publishing it today in an attempt to show that when life throws you lemons—even financial lemons, it is possible to come out on top. Life doesn’t always go the way that we plan. In fact, more often than not, life doesn’t turn …

This post was sponsored, and paid for, by SunTrust. All opinions are my own. Money can be a tough subject for some people. A lot of people live paycheck to paycheck. Others have disasters or unfortunate events befall them (family death, divorce, natural disaster, etc.), some go through a time of incurring additional expenses (marriage, …