• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Live Like You Are Rich

on any income...

  • Finances
    • Save Money
    • Make Money
    • The Credit Game
    • Couponing
    • Tips & Warnings
    • Financial Fitness Bootcamp Course
  • The Rich Life
    • Love
    • Pregnancy & Postpartum
    • Parenting
    • Faith
    • Other Riches
  • My Home is My Castle
    • Preparedness
    • Organization & Cleaning
    • Efficiency
    • Interior Design
    • Home Updates
    • Home One
    • Home Two
    • Home Three
  • Luxuries
    • DIY’s & Crafts
    • Holidays
  • Gourmet Recipes
    • Breakfast
    • Lunch
    • Starters, Soups & Salads
    • Dinner
    • Desserts
    • Smoothies & Drinks
  • Travel
  • My Book

Step 15 of The Financial Fitness Bootcamp Course

August 15, 2019 By: Anita

Share to Your Social Media

  • Share
  • Tweet
  • Pin

A credit report is a must-have for buying a vehicle, a home, and any large purchases with a loan. Often you also have to have a credit score to rent an apartment, turn on utilities, get approved for a credit card, and sometimes even to get insurance or be hired. 

Having a good credit score unlocks you and your children (if applicable) to many possibilities.

But what if you have a bad credit score? Not only can you be denied a place to rent, a cell phone, utilities, etc. but even if you do get approved for purchases on bad credit it can cost you thousands, even hundreds of thousands in interest throughout your life.

Your credit score is the most defining metric of your overall financial health. Thus, it is vital that you and your children know, understand, and have good or excellent credit.

Helping your child develop a great credit score early on is a huge financial gift you can give them before they embark into the credit-driven economy on their own.  Karen and I go into detail about how and when to start working to help your child to build a credit score in our book, Living a Rich Life as a Stay-at-Home Mom.

So for now, we will focus on you.

Although you can legally receive a free credit report each year, they don’t include your actual credit score. You can find the reports only here. I thought most companies charge you to find your credit score…until I found out about Credit Karma™. They offer your score(s) and a detailed report for free.

At first, I thought it was too good to be true, but when/if you sign up you’ll see they WILL NOT ask you for your credit card information; it truly is FREE!

In addition to your scores, you can see any and all late payments, collections, how many loans you have out, which accounts you have open, which have been closed, etc. You can also see if something doesn’t look right (possible identity theft), and more.

Also, if you have a late payment or a collection that you do not recognize, many times you can get the contact information for the lender through Credit Karma™ as well. Further, your credit will not be negatively affected by checking your credit through Credit Karma even if you check daily.

So Challenge #15- is to read the information found on my blog post entitled, How to build an excellent credit score and ways to improve a bad one here and implement a few things you can work on to improve yours. 

-Optional Task which I highly recommend- is to sign into Credit Karma™ here and check your credit score to make sure all of your information is right, find ways to improve and dispute or work on anything that is incorrect. 

P.S. I’m NOT getting compensated by Credit Karma! It’s just such an awesome tool that I wanted to include information on it for you to benefit from.

Other Posts

Step 1 of the Financial Fitness Bootcamp Course

Step 2 of the Financial Fitness Bootcamp Course

Step 3 of the Financial Fitness Bootcamp Course

Step 4 of the Financial Fitness Bootcamp Course

Step 5 of the Financial Fitness Bootcamp Course

Step 6 of the Financial Fitness Bootcamp Course

Step 7 of the Financial Fitness Bootcamp Course

Step 8 of the Financial Fitness Bootcamp Course

Step 9 of the Financial Fitness Bootcamp Course

Step 10 of the Financial Fitness Bootcamp Course

Step 11 of the Financial Fitness Bootcamp Course

Step 12 of the Financial Fitness Bootcamp Course

Step 13 of the Financial Fitness Bootcamp Course

Step 14 of the Financial Fitness Bootcamp Course

For other ‘rich living tips’ please subscribe, like me on Facebook, and follow me on Pinterest and Instagram.

Step 15 of the Financial Fitness Bootcamp Course.

Related posts:

How to Check Your Credit Score for Free Credit Cards- When to Use Them and When to Absolutely Not Use Them Get Out of DebtHow to Get Out of Debt
Previous Post: « Step 14 of The Financial Fitness Bootcamp Course
Next Post: Step 16 of The Financial Fitness Bootcamp Course »

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Anita Fowler
Pinterest Facebook Twitter Youtube Gmail Gmail RSS

Most Popular





Footer

anita_livelikeyouarerich

How to live a rich life on any income. Stay-at-Home Mom to 3 👦👶👶 Author 📖. Blogger 💻. Christian 🌟. #livelikeyouarerich #LivingRichTips

Family & Finances & Food-Anita
I love this Brown Sugar Lemon Garlic Smoked Salmon I love this Brown Sugar Lemon Garlic Smoked Salmon Recipe! It is soooo good! If you have a smoker, you really need to try it! This recipe has a perfect balance of spices. The sweet, smoked, and tart flavors balance out beautifully while the salmon smokes.

Click the link in my bio and search for Smoked Salmon.
.
.
.
.
#salmondinner #easyrecipes #healthydinner #easydinner #healthyrecipe #easymeals #healthyeats #smokedsalmon #salmonrecipe #salmonrecipes
👉 SWIPE FOR THE BEFORE! The DIY office renovati 👉 SWIPE FOR THE BEFORE! The DIY office renovation before and after photos for my house 3. You can renovate your office for much less than the estimated $150-$300 a square foot! We did ours for $13.33 a square foot!! Check the blog to see how we saved over $19,400 on this DIY Office Renovation!
.
.
.
.
#officerenovation #diyrenovation #homeofficeideas #homeofficedesign #homeofficegoals #homeofficedecor #renovations #officedesigntrends #officedesigns #diyproject #diyprojects
A delicious-tasting omelette 🍳 that is fluffy a A delicious-tasting omelette 🍳 that is fluffy and not over or under cooked. Serve with salsa, sour cream, guacamole, ketchup, tabasco or any other toppings you desire. Click the link in my bio and search for Omelette. 
.
.
.
.
#restaurantstyle #omellete #breakfastomelette #cheeseomelette #veggieomelette #veganomelette #spinachomelette #omelette🍳 #mushroomomelette #healthyrecipesidea
👉 Joy school is also known as a co-op preschool 👉 Joy school is also known as a co-op preschool; it is taught and ran by the mothers of the children. 

Participating in a neighborhood joy school was such a positive experience! I’d highly recommend participating in one if you can! 

I’m sharing these 13 steps to help you know how to start a neighborhood joy school!

To find out more, click the link in my bio and search for Joy School.
.
.
.
.
#preschoolathome #preschoolplay #preschoolcrafts #preschoolideas 
#preschoolactivities #homeschoolpreschool #homeschoolingmom #homeschoolingideas #homeschoolinglife #homeschoolingfamily #homeschoolpreschool #preschoolart #preschoolfun 
#preschoolactivity #preschoolisfun #preschoolplay #preschooleducation 
#preschoolhomeschool
This Greek Salad Recipe using just lemon juice and This Greek Salad Recipe using just lemon juice and olive oil for dressing is amazingly refreshing and delicious. It has got a great blend of flavors, tastes super fresh and is easy to make. Click the link in my bio and search for Greek Salad.
.
.
.
.
#healthyeatingrecipes #greekrecipes #healthyrecipesideas #healthyrecipeshare #appetizerrecipes #greeksalad #greeksalads #saladrecipe #saladrecipes #healthysalad #healthysalads #healthyappetizer #healthyeatingrecipes #oliveoilrecipes #saladdressing #dressingsalad
👉 SWIPE FOR THE BEFORE! This is our Master Bedr 👉 SWIPE FOR THE BEFORE! This is our Master Bedroom Renovation Before and After—Home 3 with a description of how I saved thousands. 

I have many posts about the homes I have renovated that I will hopefully be posting this year (2021). 

It seems that much of my time for the past 10 years has been dedicated to renovating houses. 

Click the link in my bio and search for Master bedroom.
.
.
.
.
#beforeandafterhome #masterbedroomrenovation #beforeafterrenovation #bedroomrenovation #beforeandafterrenovation  #masterbedroommakeover  #bedroommakeover #diyrenovation #diyrenovations
Load More... Follow on Instagram

Links

  • About Me
  • Contact Me
  • Privacy Policy
  • Advertising/Media/Marketing Opportunities on LiveLikeYouAreRich.com

Disclosure Policy

Affiliate links may be used in this post. Printing a coupon or ordering a product through this link may result in a commission, which helps pay for the cost of running this site and keeps the content free. Read my full disclosure policy here.

Copyright © 2021