YOU’VE MADE IT! The 31 Day Financial Fitness Boot Camp Course is complete…almost. You have just one more easy challenge left. Please take the 31st Challenge now and hit comment on this blog and tell me what you’ve learned, experienced, liked, didn’t like, had difficulty with, etc. Then tell me what you plan to do to keep improving on …
Financial goals
Karen writes, Around the time I was expecting my first child, I was working full-time and owned another business my husband and I ran on the side. We had waited a long time for our first little girl to come along and I had already decided I would quit my full-time job and stay at home …
Karen writes, What if I asked you to send me $250 a month for the next 12 months so that I could invest it and earn interest for myself. At the end of the year, I will have $3,000 of your money. At that time I will go ahead and give you your $3,000 back but without …
Karen writes, “My father-in-law went to Hawaii for the first time in his life this month. Right before he left he decided he really needed a will written up – I guess he was getting a little nervous about the flight. He got a template for a will off the internet and filled in the …
We’ve talked a bit about how food is a variable expense that can make or break the budget. Meal planning and having a food storage base are fantastic ways to combat overspending in your food category. Challenge #2 was designed to help combat overspending eating out by keeping a list of easy go-to meals you …
Karen coauthor of our financial book writes, “Did you know that many people are paying a monthly payment of anywhere between $50 – $400+ per month for insurance that doesn’t even benefit them? Yep, it’s called private mortgage insurance or PMI. This insurance benefits your lending institution if you default on your loan. If you …
Karen, coauthor of our book Living a Rich Life as a Stay-at-Home Mom writes, “The past few months my water bill was almost double what it normally is. I found this odd since it’s winter time and the sprinklers aren’t running. When this happens, a great thing to do is to turn off all the faucets, hoses, …
In order to stick with any new change of behavior, scientists have found that we must do it for 21 days. After 21 days of consistently doing something the human brain and body anticipate it and often start doing the action willingly or habitually. Just like tracking calories helps one to know and make wise …
Just a few days ago I posted this post on Facebook: Someone asked me which app it was that I was using. I told them it is an app called Gas Buddy. Gas Buddy has saved me a ton of money on fuel and it is really convenient. All I do is type in my …
Karen co-author of our book writes, The other day we got a babysitter for date night. When she came over she brought a cell phone and asked me to type in our password for our WiFi so her cell phone would work. I was a little confused until she explained that her cell phone wasn’t hooked …
Karen author of our book, Living a Rich Life as a Stay-at-Home Mom wrote, I was talking to a friend the other day and told her my son’s shoes were bought for a dollar at the local thrift store. She looked a little confused and asked where the thrift store was. I was surprised that she didn’t …

