Often food is the largest variable expense in our budgets. Certain habits will really hike up the food budget category: eating out, shopping at expensive grocery stores, not meal planning, letting food go to waste/go bad, not having food storage to make impromptu meals from, and buying pre-made expensive items that can be made from …
Financial goal
If extra income will help your situation then please take time to read over these opportunities or come up with one on your own, work hard at what you choose to do and your income will increase. On Challenge #9 you built a budget. If your budget is a little tight, or if you just …
I am a huge believer in making your hard-earned money stretch. I almost ALWAYS buy used, yet ‘like new’, items whenever I can. You can see how I renovated, decorated, and furnished a good majority of my home on this post here. It’s hard for people to believe the furniture, decor, and other items are mostly …
“One man’s trash is another man’s treasure” really couldn’t be more true. I go garage selling all of the time, buy off of classifieds, find amazing high-value stuff at thrift stores, buy used ‘Like New’ items on Amazon.com and eBay, and utilize Garage Sale Facebook pages. On the flip side, I sell things that I no …
Well, we are just over halfway through boot camp. I hope you are not tired of financial fitness challenges! But in case you need a little breather and a bit of motivation, today we are going to do an exercise to help you finish strong. Karen writes, Challenge #16 – Grab a pen and paper right now and …
A credit report is a must-have for buying a vehicle, a home, and any large purchases with a loan. Often you also have to have a credit score to rent an apartment, turn on utilities, get approved for a credit card, and sometimes even to get insurance or be hired. Having a good credit score …
While this challenge may take a preventative approach to financial fitness, trust me when I say it saves money over the long term. It is a great idea and I’m glad Karen wrote about it. Karen Jensen, co-author of our upcoming book wrote: “Nothing could be so detrimental financially and in other ways than unexpected …
I’ve found a financial theme in many of the relationships that I’ve heard, read, or been told about. It is that one person usually controls the majority of the finances. I know in my marriage this happens to be the case. I do the majority of the financial stuff because my husband would rather not. …
Today’s challenge is based on an experience Karen, the co-author of our book: Living a Rich Life as a Stay-at-Home Mom, had. She wrote, “Recently, my husband’s employer called him and asked if he had filed for unemployment. He hadn’t of course, considering he was still employed! Apparently, someone had used his social security number and …
Most retail and product-based companies make a lot of money sending out emails. They know that they can get people to buy through email marketing. They often advertise coupon codes, discounts, sales, etc. and while all of those are great (I LOVE using coupons and sales and other discounts all together), they can be tempting. …
Today’s challenge is a little bit different from the previous ones. Although not your typical financial task, it is imperative to incorporate this kind of action into your life to gain true financial fitness. Karen Jensen, co-author of our upcoming book wrote: “Did you know that some of the most respected financial experts teach that …