I save thousands each and every year… sometimes I save thousands in a month using these 15 tips and strategies when I go garage/yard sale-ing. The year of our entire home remodel and the year of preparing and saving on our first baby, I easily saved over ten thousand dollars each year! Although it may seem …
Tips & Warnings
Whether we have written them down or not, the vast majority of us have dreams and goals. There are places we want to travel to, perhaps a home, car, or motorcycle we want to buy, an amazing cruise to go on, sky diving, swimming with sharks, climbing Mt. Everest, etc. Whatever our dreams are on …
Having a great credit score is vital to saving money and creating better financial opportunities for yourself. Credit scores are a reflection of your financial accountability and responsibility. Thus, businesses, lenders, banks, credit companies, investors, insurance companies, utility companies (cell phone, internet, cable, gas, electricity, and water companies) even employers and landlords may be concerned …
My family has a boathouse on a lake nearby that we have been visiting at least few times a week this summer. We love going there to water ski, wake board, tube, swim, and play in the sand. With the summer heat being so strong, we are always trying to keep the kids hydrated …
Since starting my blog, I have seen all sorts of comments and reactions to investing advice… some have been quite heated. I have been asked about the safest and best places to invest in. And I’ve even been scorned or told that I was wrong about certain ideas. So why is there so much confusion …
There is a difference between bad debt and good debt. Most everyone reading this will relate to consumer debt. It’s the debt that comes from buying things, from paying bills, etc. Investment debt is debt used to pursue a venture (opening a business, flipping a property, etc.) that will yield you profit. And although Dave …
In psychology they have found and continue to prove that at the roots of our thought and actions are beliefs that we formed quite strongly while we were young. Psychologists call this your family origins. And while I’d like to think that it is not really the case (I like to be individual and …
There are many unique situations when people begin to think about refinancing. My first piece of advice is this: Never make any decision before you have spent plenty of time studying, researching, calculating and recalculating the numbers. Don’t just trust what the brokers say (although some may have your best interest in mind); it’s …
I’ve just been duped. Lied to. Cheated…. You may be getting duped as well. Yesterday, I dropped my iPhone 5 really, really, hard on a weird angle and the front split off from the back. It was toast. Totaled. Kaput. So I pulled up my plan and called in for my insurance claim. I …
Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards, …
I usually am always filtering out scammers in my mailbox, but recently that “filtering” caused me to accidentally throw away $1,604.73! I brought in the mail a few days ago. First, I opened what looked like a check from the outside of the envelope. It was not marked and I was thinking to myself, this …