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Category Archives: Finances

How to Coupon at Walmart

In many aspects Walmart is the least expensive place to get groceries and other goods. However, sometimes shopping sales with coupons at other stores is actually cheaper. The way to get the best deals is to learn how to coupon at Walmart. Using these 7 ways to save/coupon at Walmart you can usually have the least

Credit Cards- When to Use Them and When to Absolutely Not Use Them

Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards,

9 Ways to Get a Degree Without Going into Debt

I graduated with my bachelor’s degree at age 20 with zero debt. I didn’t have the help of any grants or scholarships. My parents stressed that us kids needed to work for and pay for every penny of our educations. Further, they made too much for us to get any kind of assistance. Thus, I

How to Get High-Value Gift Certificates on: Restaurants, Travel, Services, Goods, and More for FREE!

As many of you know, I love to find great deals! But good deals on more expensive items and services such as: travels, house cleaning, restaurants, entertainment, etc. are hard to find. When I found about about yourFREEtree I was pretty excited. It’s got a huge database of coupon/gift certificates for goods, services, and even

I’m Giving Away $4,500.00 Worth in Prizes to 19 Winners!!

Why am I giving away over $4,500.00 worth of awesome products? Because you’ve so warmly welcomed me into the online world. When I first started this blog four months ago, I wasn’t sure if anyone would even read it. I went from a handful of people visiting my site to around 8,000 people a day

11 Ways to Throw a Baby Shower for Less than $50.00

On Baby Center.com I’ve recently read a lot of threads and forums of people asking and commenting on a baby shower’s cost. Most people were saying that baby showers cost at least $300.00 and up. Some went so far as to say it costs over $1,000.00. That’s just too expensive if you ask me…So I’d

How to Coupon at Kroger

As an experienced couponer I usually prepare for about 30-60 minutes before going to the store. Yesterday I just couldn’t do that. We had just gotten back from a 4 day trip and we were out of milk, eggs, bread, veggies, fruit etc. So I went shopping with my coupon book and my smart phone

My Breakfast, Lunch, and Dinner with Bill Gates

A few years ago, I worked at a very exclusive resort as a fine-dinning waitress. I met many celebrities; Katy Perry, Anne Hathaway, Susan Somers, Russell Brand, world leaders, famous entrepreneurs, etc. Each hotel room cost on average $2,500 a night and with gratuity, dinning, room service etc. it ended up being about $4,000 a night per couple. Some

Why You May Be Getting Scammed Through Your Mailbox and How to Avoid It

I usually am always filtering out scammers in my mailbox, but recently that “filtering” caused me to accidentally throw away $1,604.73! I brought in the mail a few days ago. First, I opened what looked like a check from the outside of the envelope. It was not marked and I was thinking to myself, this could

3 Secrets to Save $102,533.35 on Your Mortgage…That Banks Don’t Want You to Know About

Two and a half years ago, I was looking at the amortization/debt schedule of my dream home that I was about to buy. It was mind boggling how much money my family would pay in interest over the course of a 30 year loan! Even at the pretty low interest rate we had secured we would end up paying $134,739.01 in interest. That is

23 Ways to Save $27,989.37 on Your Wedding

Note- Although I’m now divorced I feel that this information is still pertinent so I’ll keep it up.  The Wedding Industry is worth a whopping $55 BILLION dollars. The average wedding costs the happy couple and/or parents an average of $28,671.00! (honeymoon & engagement rings not included). With the honeymoon and jewelry included the average cost is:$37,698.00! Less people are

Sell stuff on Amazon? DO NOT make these 9 Mistakes!

I have been selling used and new items for over 15 years. Whether the item is old, I couldn’t return it, I got tired of it, or I found a great deal on it and resold it for a profit, the result is that I have been able to make a lot of money by

How to Use Your Internet to Pay for its Monthly Bills

My post on Thursday, ‘How to Use Your Smart Phone to Pay for its Monthly Bills‘  has been very popular! So, I figured I should show my readers: How to Use Your Internet to Pay for its Monthly Bills as well. Most internet bills are around $30-70 a month, averaging about $50.00 a month. There are many ways to make

How to Use Your Smart Phone to Pay for its Monthly Bills

 Although there are plenty of money saving apps out there, most of us don’t have the time to utilize them all. These are my Top 5 apps that I use on my smart phone to save me more money than the cost of its monthly bill (which is a lot considering I use Verizon). It is pretty

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