A credit report is a must-have for buying a vehicle, a home, and any large purchases with a loan. Often you also have to have a credit score to rent an apartment, turn on utilities, get approved for a credit card, and sometimes even to get insurance or be hired. Having a good credit score …
Tips & Warnings
While this challenge may take a preventative approach to financial fitness, trust me when I say it saves money over the long term. It is a great idea and I’m glad Karen wrote about it. Karen Jensen, co-author of our upcoming book wrote: “Nothing could be so detrimental financially and in other ways than unexpected …
I’ve found a financial theme in many of the relationships that I’ve heard, read, or been told about. It is that one person usually controls the majority of the finances. I know in my marriage this happens to be the case. I do the majority of the financial stuff because my husband would rather not. …
Today’s challenge is based on an experience Karen, the co-author of our book: Living a Rich Life as a Stay-at-Home Mom, had. She wrote, “Recently, my husband’s employer called him and asked if he had filed for unemployment. He hadn’t of course, considering he was still employed! Apparently, someone had used his social security number and …
Today’s challenge is a little bit different from the previous ones. Although not your typical financial task, it is imperative to incorporate this kind of action into your life to gain true financial fitness. Karen Jensen, co-author of our upcoming book wrote: “Did you know that some of the most respected financial experts teach that …
Today’s task is probably going to come as no surprise. Although it may have been expected, it is none the less extremely important to actually do. What you’ll need: the excel file here, knowledge of your income and bills/expenses (which is where those handy financial statements you’ve been looking at coming in), and if at all possible …
Today’s challenge is part of a three-day/three-challenge series (Challenges #7-#9). If you haven’t done Challenge #7 yet, please do it along with this one. Challenge #8- Today you are going on a ‘treasure hunt’ of sorts through your financial records. You will take your statements for at least the last two months (preferably 6) and review …
Years ago, I took the time to look over all of my statements for the previous three months. I went over all of our financial transactions to see three things: How much we were spending over or under our income, If and where we were wasting our hard-earned money (see what we could cut out …
The other day my friend posted a photo of her master bedroom on Instagram. Her comforter was gorgeous, she had a beautiful headboard, and she had tons of amazing pillows arranged just right. It looked like a bed you would see in a magazine. Can you guess what I started searching for online a little …
I worked on a customer support team at a company that charged monthly memberships for their services and products. I would get calls all the time from people asking me to reverse multiple charges, often admitting that they had forgotten about the membership and hadn’t checked their statements for months. Most of the time I …
Today’s task may take a little more time than the last two, but it may save you thousands! Many people know how much they owe in debt including credit, vehicle, mortgage, etc. but hardly anyone calculates their real debt figure. The number of debt owed plus the amount of interest paid over the life of …