We’ve talked a bit about how food is a variable expense that can make or break the budget. Meal planning and having a food storage base are fantastic ways to combat overspending in your food category. Challenge #2 was designed to help combat overspending eating out by keeping a list of easy go-to meals you …
Karen coauthor of our financial book writes, “Did you know that many people are paying a monthly payment of anywhere between $50 – $400+ per month for insurance that doesn’t even benefit them? Yep, it’s called private mortgage insurance or PMI. This insurance benefits your lending institution if you default on your loan. If you …
Karen, coauthor of our book Living a Rich Life as a Stay-at-Home Mom writes, “The past few months my water bill was almost double what it normally is. I found this odd since it’s winter time and the sprinklers aren’t running. When this happens, a great thing to do is to turn off all the faucets, hoses, …
In order to stick with any new change of behavior, scientists have found that we must do it for 21 days. After 21 days of consistently doing something the human brain and body anticipate it and often start doing the action willingly or habitually. Just like tracking calories helps one to know and make wise …
Just a few days ago I posted this post on Facebook: Someone asked me which app it was that I was using. I told them it is an app called Gas Buddy. Gas Buddy has saved me a ton of money on fuel and it is really convenient. All I do is type in my …
Karen co-author of our book writes, The other day we got a babysitter for date night. When she came over she brought a cell phone and asked me to type in our password for our WiFi so her cell phone would work. I was a little confused until she explained that her cell phone wasn’t hooked …
Karen author of our book, Living a Rich Life as a Stay-at-Home Mom wrote, I was talking to a friend the other day and told her my son’s shoes were bought for a dollar at the local thrift store. She looked a little confused and asked where the thrift store was. I was surprised that she didn’t …
Often food is the largest variable expense in our budgets. Certain habits will really hike up the food budget category: eating out, shopping at expensive grocery stores, not meal planning, letting food go to waste/go bad, not having food storage to make impromptu meals from, and buying pre-made expensive items that can be made from …
If extra income will help your situation then please take time to read over these opportunities or come up with one on your own, work hard at what you choose to do and your income will increase. On Challenge #9 you built a budget. If your budget is a little tight, or if you just …
I am a huge believer in making your hard-earned money stretch. I almost ALWAYS buy used, yet ‘like new’, items whenever I can. You can see how I renovated, decorated, and furnished a good majority of my home on this post here. It’s hard for people to believe the furniture, decor, and other items are mostly …
“One man’s trash is another man’s treasure” really couldn’t be more true. I go garage selling all of the time, buy off of classifieds, find amazing high-value stuff at thrift stores, buy used ‘Like New’ items on Amazon.com and eBay, and utilize Garage Sale Facebook pages. On the flip side, I sell things that I no …