In order to get ahead financially, you must spend less than you earn…aka save money. If you don’t have savings, its time to get one. If you are saving, that is awesome. You can take today’s challenge to improve your system (if possible). Saving money is crucial because living from paycheck to paycheck is not …

I worked on a customer support team at a company that charged monthly memberships for their services and products. I would get calls all the time from people asking me to reverse multiple charges, often admitting that they had forgotten about the membership and hadn’t checked their statements for months. Most of the time I …

Today’s task may take a little more time than the last two, but it may save you thousands! Many people know how much they owe in debt including credit, vehicle, mortgage, etc. but hardly anyone calculates their real debt figure. The number of debt owed plus the amount of interest paid over the life of …

It is so easy to spend too much money on food. Recently with the holidays, I’ve been eating out more. So here is a challenge for both you and me. Challenge #2: Make a list of at least 5 easy, quick, go-to meals that you always have ingredients on hand for and tape it on …

You will be presented with 31 Challenges throughout this course. Some will be simple, others difficult. Some will be quick, others are more time-intensive. I encourage you to complete each challenge. If you do complete them all, I can promise you that you will save money, reduce debt, and become more financially fit. Let’s get …

Thank you for Subscribing! Here is your 31 Step Financial Fitness Boot Camp Course… Recently, I read the staggering statistic that the total revolving consumer credit debt in America reached $1.027 trillion in March of 2018. [Source: the Federal Reserve]. Further, a recent survey done by Bankrate yielded the information that 47 million Americans have …

In Part 1  (Click here to read) I mentioned that I was able to save $10,516.37 on my baby’s first year. Let me clarify. That number was from my list of things that I bought for our first baby. I took what I paid and subtracted it from what I would have paid by just …

This is a sponsored conversation written by me on behalf of Pampers. The opinions and text are all mine.   Two children, two completely different potty training experiences. Below you will find 9 Tips for Parents with Nighttime Bed-Wetting-Kids… My first child was potty trained during the day when he was about 2 and a …

My daughter had many fun Mermaid Under the Sea Party Activities at her fourth birthday party. I wanted to share them here on my blog in case you may be looking for activities for a mermaid, pirate, or under the sea-themed party. My daughter’s birthday is in November. We live in a cold climate so …

My daughter loves all things mermaids. For Aurora’s fourth birthday she requested a mermaid party. I made a lot of Mermaid Under the Sea Party Food for it as we had 15 kids and 5 adults attend… Yes, I went above and beyond. For whatever reason, I just kept adding more and more mermaid and …

First-time parents-to-be… Here is a list of pretty much everything you’ll need for your upcoming baby. Keep in mind all of these things are not necessary. When you see the word ‘SUB.’ I am meaning…  You could SUBSTITUTE IT WITH _______. When you see ‘MUST HAVE’ it is an item I feel very passionate about. …