We all dream of a luxurious vacation home where we can bring our family and friends to make memories for years to come. Unfortunately, luxury homes come at a premium that most of us are not able to afford. But you don’t have to give up your dreams of owning a fantastic vacation home. Consider …
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“Financial illiteracy is not unique to any one population. It affects everyone; men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends on it.”—President’s Advisory Council. Below you will find tips and links to resources …
Today, I welcome my friend and Disney Travel Expert Danielle who shares 7 extremely effective ways to save money booking a Disney Cruise below. The phrases “Disney Cruise” and “saving money” don’t typically go together! As a seasoned Disney cruiser (I’ve done 7) and as a busy, active travel agent I have 7 …
This post was sponsored, and paid for, by SunTrust. All opinions are my own. When I started back to college after a four-year-break, I struggled. I could understand the literature and topics but my grades were not doing well. On my mid-term report card I was averaging a C across the board. After seeing my …
I love to shop at Smith’s Food and Drug Store aka Kroger. There are many reasons why I love to grocery shop at Smith’s, but the main one is that the savings opportunities are awesome! There are so many ways to save and many opportunities to get things for FREE. I’ve never shopped at any …
Solicitors often convince us to buy things we don’t really need, want, and/or items we often haven’t budgeted for. They are extremely effective, very convincing, and are usually hard to say no to—or don’t like to take ‘no’ for an answer. The very best way to avoid being solicited and impulsive purchasing are just to avoid soliciting …
Financial guru, Dave Ramsey, notes that the mortality rate for human beings is 100%. Death is what you might call an “unavoidable” inevitability. But thankfully, because we know our ultimate fate, we can plan for it and avoid problems that otherwise result from it. Often loved ones are left with a lot to handle: sadness, …
I had the book Make Your Kid a Money Genius (Even If You’re Not) by Beth Kobliner show up on my doorstep the other day. I sat down in my living room and began to read through it. As an author of a financial book myself, I was excited to read another money guide for parents …
Most American families have at least one prescription. In fact, studies show that Americans spend over $400 Billion on prescriptions a year. That breaks down to $1,300 a person! That number is mind boggling to me. Luckily, my family is blessed with great health so we don’t have to fill prescriptions regularly. However, at times I do …
This month I am celebrating my birthday and I’ve been receiving a lot of freebies, discounts, and coupons. Last night I was able to enjoy a meal at a good discount because of my birthday. In the food department, I’ve received over $75 worth of free food vouchers/coupons/offers. Granted most of these I have to buy another …
With credit card debt reaching historical highs, some debt experts are encouraging consumers to ditch the credit cards and just use cash. Credit card debt can be a vicious thing. Interest rates often run very high and compound, the credit card itself may have an annual fee, there may be late fees, deferred interest, etc. Yet credit …