Believe it or not, hair care is one of my biggest personal expenses. And I would bet that most women would probably say the same thing. Most of us buy product, dyes, shampoo, conditioner, hair tools, serums, hair elastics (where do they all go anyway?), and more. So here are some tips and tricks on …
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I’m a fly-by-the-seat-of-my-pants type of girl. I really love spontaneity. As a result, I’ve thought routines weren’t/aren’t for me. Recently, I’ve come to realize that as spontaneous as I love to be, I’ve been using a morning and evening routine for a long time. I also make use of a To-Do list and a calendar. So although I like to do different …
There are many unique situations when people begin to think about refinancing. My first piece of advice is this: Never make any decision before you have spent plenty of time studying, researching, calculating and recalculating the numbers. Don’t just trust what the brokers say (although some may have your best interest in mind); it’s …
I’ve just been duped. Lied to. Cheated…. You may be getting duped as well. Yesterday, I dropped my iPhone 5 really, really, hard on a weird angle and the front split off from the back. It was toast. Totaled. Kaput. So I pulled up my plan and called in for my insurance claim. I …
I love the book and the movie The Help. If you haven’t seen it yet I highly recommend it. In the book and movie the maid, Aibileen Clark, tells the little toddler girl she nannys, Mae Mobley, “You is kind, You is smart, You is important.” The reason why I LOVE these three words is …
My mom has been making this lasagna for over 30 years. Every time she or anyone in our family makes it, everyone who tastes it says that it is, ‘the BEST lasagna’ they have tried. Then they usually ask for the recipe which we also give them (we don’t do secret recipes in our family). …
Before I got pregnant cleaning was pretty easy. I usually kept a clean house and enjoyed having it that way. During my fourth through nine months, I had PGP (you can read about it here) and cleaning became very difficult. Yet, I still managed it for the most part. Then came the newborn stage …
Once in a while I’m reminded of how scary the world can be. The other day my 24-year-old beautiful blonde sister unknowingly went to a very scary part of town in L.A. She was supposed to be meeting family who were from out of town. Nobody realized how dangerous the neighborhood that they agreed to …
In many aspects, Walmart is the least expensive place to get groceries and other goods. However, sometimes shopping sales with coupons at other stores is actually cheaper. The way to get the best deals is to learn how to use coupons for Walmart. Using these 7 ways to use coupons for Walmart you can usually have …
Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards, …
I graduated with my bachelor’s degree at age 20 with zero debt. I didn’t have the help of any grants or scholarships. My parents stressed that us kids needed to work for and pay for every penny of our educations. Further, they made too much for us to get any kind of assistance. Thus, I …