Two and a half years ago, I was looking at the amortization/debt schedule of my dream home that I was about to buy. It was mind boggling how much money my family would pay in interest over the course of a 30 year loan! Even at the pretty low interest rate we had secured we would end up paying $134,739.01 in interest. That is …

In the summer of 2013 a health problem I was having continued to get worse and worse. I went to the doctor and the first thing he tried was a hormone to put my health back in order. Well, it didn’t work like it should have. So I went in to see him again. The …

There is no need to spend a lot in order to enjoy each others company. Here are 21 inexpensive Date Ideas for you and your loved one. A night in cooking his/her favorite meal. Go to a special meaningful place and just talk. Go ice skating together and grab some hot cocoa afterward. Look at …

Note- I am divorced now but because I feel that the books in this article helped me so much during my marriage, I left this article up. Love can be LEARNED and UNLEARNED. We are often forgetting things we know at one time or another. For example, do you remember everything you learned in Calculus? How about …

Today I needed a quick yet filling lunch. I was in the mood for Mexican so I tried something new. I took a standard cheese tortilla and added to it. The results were what I term a ‘5 star Mexican dish in 3 minutes! Garantizado (Guaranteed). 1. Put cheese on tortilla, sprinkle with one or …

I was a waitress at one of the most exclusive hotels in the world. I met many celebrities; Bill Gates, Katy Perry, Anne Hathaway, Susan Somers, Russell Brand, world leaders, famous entrepreneurs, etc. Each hotel room cost on average $2,500 a night and with gratuity, dining, room service, etc. it ended up being about $4,000 …

Note- Although I’m now divorced I feel that this information is still pertinent so I’ll keep it up.  The Wedding Industry is worth a whopping $55 BILLION dollars. The average wedding costs the happy couple and/or parents an average of $28,671.00! (honeymoon & engagement rings not included). With the honeymoon and jewelry included the average cost is:$37,698.00! Less people are …

  I have been selling used and new items for over 15 years. Whether the item is old, I couldn’t return it, I got tired of it, or I found a great deal on it and resold it for a profit, the result is that I have been able to make a lot of money …

Cleaning is just about as monotonous as life gets (at least for me). I clean over and over again with no end in sight. One day while I was scrubbing my son’s dirty highchair tray and thinking about the many tasks I had yet to accomplish, I realized that I am often cleaning harder than …

My post on Thursday, ‘How to Use Your Smart Phone to Pay for its Monthly Bills‘  has been very popular! So, I figured I should show my readers: How to Use Your Internet to Pay for its Monthly Bills as well. Most internet bills are around $30-70 a month, averaging about $50.00 a month. There are many ways to make …

Although there are plenty of money saving apps out there, most of us don’t have the time to utilize them all. These are my Top 5 apps that I use on my smartphone to save me more money than the cost of its monthly bill (which is a lot considering I use Verizon).  It is pretty …