Furnishing and decorating a front room could easily cost between $20,000-$40,000. Even on websites with ‘less expensive’ ways to remodel and decorate a front room, the cost for it were upwards of $15,000! Are you remodeling or wanting to decorate a front room yet don’t have $15,000, $25,000, even over $40,000 to spend, and you …
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Did you know that many people are paying a monthly payment of anywhere between $50 – $400+ per month for insurance that doesn’t even benefit them? Yep, it’s called private mortgage insurance or PMI. This insurance benefits your lending institution if you default on your loan. If you have bought a home and put less …
Being on a family medical plan for the last five years and having two children, two surgeries, and doctor visits, there really is no other bill I dread more than a medical bill. The reason for my dread is because first, they are often quite costly and second, more often than not they are wrong …
Years ago, during a very cold winter, I went to a church activity and there was a guy there who had no coat. He was very thin, had on a thin shirt, and I could tell he was trying to hide the fact that he was shivering. I knew him pretty well so I felt …
This time of year it is easy to overspend and over stress. Recently, I wrote about three ways to have a stress free and affordable holiday season here and I’ve been doing my best to follow them. The three tips came recommended by SunTrust Bank on being meaningful with your means and cutting out stress …
Making a living room comfortable and decorating it nicely doesn’t have to cost a fortune! Today I’m sharing how we renovated our family room from the caving in walls and part of a missing ceiling to what it looks like now for about $2,000. That includes new doors, part of a ceiling and walls, flooring, …
Planning a Disney vacation can be overwhelming…..and expensive. This last summer my family went to San Diego. Before we left my brother and I were trying to find great deals on Disney tickets and find ways to save money. It was uncharted territory for me and truthfully I had a hard time finding the best …
There are a lot of things to know about Marketplace Healthcare or Obamacare. After being on it a year, doing significant research, and talking to many people who are on it I share some tips, secrets (things I really wished I had known about Obamacare before choosing a plan in the marketplace), and overall …
Christmas is a wonderful time of the year! Yet, it can be tough on the budget. I think that celebrating the holidays should be more about spending time together and enjoying this time of the year and less about worrying about the pocket book. Thus, I do my best to plan and prepare gift buying …
It is often a good thing to take a look at a debt calculator to find the total Real Debt (debt+ interest) that you will pay and when you will have it paid off. If you use a tool like this you can determine the least expensive way (least amount of interest) you will …
Thanksgiving and Christmas are two of my favorite holidays. It is a wonderful time of the year! Yet, it can be very stressful and expensive. Some of my favorite holiday memories and moments were those that did not involve stress or extravagance. As I think about past holiday seasons, I remember tons of free (or …