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3 Secrets to Save $102,533.35 on Your Mortgage…That Banks Don’t Want You to Know About

Two and a half years ago, I was looking at the amortization/debt schedule of my dream home that I was about to buy. It was mind boggling how much money my family would pay in interest over the course of a 30 year loan! Even at the pretty low interest rate we had secured we would end up paying $134,739.01 in interest. That is

My Dr. Messed Up! …Again. 3 Indicators That You Need a New Doctor or a Second Opinion

In the summer of 2013 a health problem I was having continued to get worse and worse. I went to the doctor and the first thing he tried was a hormone to put my health back in order. Well, it didn’t work like it should have. So I went in to see him again. The

21 Inexpensive Date Ideas

 There is no need to spend a lot in order to enjoy each others company. Here are 21 inexpensive Date Ideas for you and your loved one. A night in cooking his/her favorite meal. Go to a special meaningful place and just talk. Go ice skating together and grab some hot cocoa afterward. Look on

5 MUST-READ Books that Will Spice Up and Strengthen Your Marriage

Note- I am divorced now but because I feel that the books in this article helped me so much during my marriage, I left this article up. Love can be LEARNED and UNLEARNED. We are often forgetting things we know at one time or another. For example, do you remember everything you learned in Calculus? How about

5 Star Mexican Dish in 3 Minutes! Garantizado (Guaranteed)

Today I needed a quick yet filling lunch. I was in the mood for Mexican so I tried something new. I took a standard cheese tortilla and added to it. The results were what I term a ‘5 star Mexican dish in 3 minutes! Garantizado (Guaranteed). 1- Put cheese on tortilla, sprinkle with one or

Virgin Piña Colada Recipe

I was a waitress at one of the most exclusive hotels in the world. I met many celebrities; Bill Gates, Katy Perry, Anne Hathaway, Susan Somers, Russell Brand, world leaders, famous entrepreneurs, etc. Each hotel room cost on average $2,500 a night and with gratuity, dinning, room service etc. it ended up being about $4,000

23 Ways to Save $27,989.37 on Your Wedding

Note- Although I’m now divorced I feel that this information is still pertinent so I’ll keep it up.  The Wedding Industry is worth a whopping $55 BILLION dollars. The average wedding costs the happy couple and/or parents an average of $28,671.00! (honeymoon & engagement rings not included). With the honeymoon and jewelry included the average cost is:$37,698.00! Less people are

Sell stuff on Amazon? DO NOT make these 9 Mistakes!

I have been selling used and new items for over 15 years. Whether the item is old, I couldn’t return it, I got tired of it, or I found a great deal on it and resold it for a profit, the result is that I have been able to make a lot of money by

7 Quick Ways to Get Your Machines and Appliances to Clean For You

Cleaning is just about as monotonous as life gets (at least for me). I clean over and over again with no end in sight. One day while I was scrubbing my son’s dirty highchair tray and thinking about the many tasks I had yet to accomplish, I realized that I am often cleaning harder than

How to Use Your Internet to Pay for its Monthly Bills

My post on Thursday, ‘How to Use Your Smart Phone to Pay for its Monthly Bills‘  has been very popular! So, I figured I should show my readers: How to Use Your Internet to Pay for its Monthly Bills as well. Most internet bills are around $30-70 a month, averaging about $50.00 a month. There are many ways to make

How to Use Your Smart Phone to Pay for its Monthly Bills

 Although there are plenty of money saving apps out there, most of us don’t have the time to utilize them all. These are my Top 5 apps that I use on my smart phone to save me more money than the cost of its monthly bill (which is a lot considering I use Verizon). It is pretty

You Are My Diamond in the Rough- Free Printable

I created these two free printables perfect for Valentines Day, a party, or even an inspirational or church program. I am struggling with getting these to be downloadable. So for now please just right click on the image(s) you would like and save the image to your desktop. You will be able to print them

Why I Cried in Sadness When I Realized that I Had Wrongly Judged Another Woman

We have all been sick at my house for the last month. Everyone took a turn (make that two turns!)… which means I still have my Christmas decorations up and the house is pretty messy! I forgot my dentist appointment today and when they called me I started scrambling to find a babysitter. Then I

How to Install Under-Mount Lights on Your Hutch, Cabinets, Desk, etc.

Installing under-mount lights can really update the look of your furniture, cabinets, and desk without too much time or expense. You will need a drill, screw driver bit, drill bit, measuring tape, pencil, hammer, and the lights (we got them at Home Depot but they can also be found here). 1- Take the lights out of the

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