Most American families have at least one prescription. In fact, studies show that Americans spend over $400 Billion on prescriptions a year. That breaks down to $1,300 a person! That number is mind boggling to me. Luckily, my family is blessed with great health so we don’t have to fill prescriptions regularly. However, at times I do …
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Babies are the sweetest things, but they are expensive! The average baby costs over $15,000.00 in their first year. Diapers, clothing, formula (if you formula feed), gear, food, supplies, etc., all add up. When I was at about 6 months pregnant with my first, I had to go from full-time to part-time work due to health …
I’ve always had a desire to read a lot to my children. I want them to develop a love of books, learning, and literacy. So reading aloud to them often is a personal goal of mine. We usually read for about 30 minutes after breakfast. Sometimes it is in the afternoon; and on occasion we miss a …
Today I’m continuing on with my renovations series. I’m about halfway through. See below for the link to other before-and-afters. This is the master bedroom ‘before.’ There was water damage, so sections of the subfloor had to be removed and replaced. This is after the subfloor was fixed: with carpet, paint, furnishings, and decor. It seems like light, …
Holidays and gift giving can be very expensive but they don’t have to break the bank. Here are some of the things I do in order to save over 50% on gifts each and every year. 1. Draw names. This is the single most beneficial way of slashing a ginormous-gift-giving-bill. Just draw names in the …
Black Friday can result in huge savings for many needed items and gifts. To shop the week of Black Friday and Cyber Monday and to maximize your money and time follow these 11 steps. Before you get started make a list of what you want and need to buy. Download the BlackFriday app or go to BlackFriday.com. Look …
Rite Aid is one of my favorite places to shop. Recently, with the new release of the Plenti program, there has been a change in coupon policy. So I wanted to share them with you… I save a great amount there through the use of the following steps: 1. Use manufacturer coupons found in newspaper and online …
There are a ton of ways to save money on a wedding/engagement ring. Here are 17… 1- The way you’ll save the absolute most and score the best deal is kind of tricky because you both have to know you are getting married and both have to be on board with it, it is to …
Planning a Disney vacation can be overwhelming…..and expensive. This last summer my family went to San Diego. Before we left my brother and I were trying to find great deals on Disney tickets and find ways to save money. It was uncharted territory for me and truthfully I had a hard time finding the best …
Thanksgiving and Christmas are two of my favorite holidays. It is a wonderful time of the year! Yet, it can be very stressful and expensive. Some of my favorite holiday memories and moments were those that did not involve stress or extravagance. As I think about past holiday seasons, I remember tons of free (or …
My great grandfather, great grandmother, my grandmother, my mom, and I span four generations. All of us have graduated from a university or similar schooling. We all really value education and working hard to attain a degree. My ancestors really had to work hard, make sacrifices, and be strong in order to attain an education. …